Which Credit Bureau Does Discovery Use

1. What Bureau Does Discover Use

Mar 3, 2014 - Which is more reliable/used when applying for credit? Other lenders may use different inputs like a FICO® Credit Score, other credit scores. The credit bureau that chase will pull your credit from depends on your location. Below we have a complete list of the 51 states in the USA (including Washington DC) and the credit bureau chase has pulled from. You can view other posts in this series below: American Express; Bank of America; Barclaycard; Capital One; Citi; Discover; U.S. Bank; Wells Fargo.

The FICO Score is a three-digit number between 300 and 850 that helps lenders determine your creditworthiness. The higher your score, the more likely you are to repay your debts. The Fair Isaac Corp. Owns the formula used to calculate your FICO scores.

What Bureau Does Discover Use

Although the formula itself is a trade secret, information on which financial events affect your score and the impact those events have is public. For example, your payment history comprises 35 percent of your FICO score while the length of your credit history only comprises 15 percent of your score. Tri-Bureau Credit Reports.